If you’re a busy professional, tax time can be a stressful time of year. If you’re also retiring or recently retired, self-employed or own a business, a commissioned salesperson, or are going through another significant life change, your taxes may have a new level of complexity that often benefits from professional support.
Only half of Canadians have a plan to guide their financial decision-making and most of those plans have been put together without the help of a professional financial planner, according to a nationwide survey conducted in 2016 for the Financial Planning Standards Council (FPSC).
If you’ve just finished school and landed your first real job, you likely have multiple financial commitments and goals. While it might be a priority to start paying down debt and maybe even reward yourself a little for starting your career, now’s also the time to lock down good financial habits that will stick with you for life.
"I have long held the view that financial literacy must be recognized as an essential life skill for all Canadians, and that it must be instilled, alongside numeracy and verbal literacy, as early as possible in life."
Do you remember ParticipACTION? Sure you do. Hal and Joanne from Body Break? They were a 1970s and ‘80s staple in Canadian schools and public service announcements on TV and radio. I bet your mom even has some of the crests you earned in junior high.